Accounts

When you trust your money to a bank, you want to be sure it's in an account that's right for you. One that gives you the most for what you need. That's exactly why Community State Bank has many different accounts to choose from. From Regular Checking to Money Market to a Super Now account, you'll find the one account that has your best interest at heart.

Regular Checking

Our regular checking account is a free account with unlimited transactions.

Requirements:

  • Initial deposit required to open account - $100.00

Benefits:

  • No monthly maintenance fee
  • No minimum balance required
  • ATM/Debit cards available
  • Free online and telephone banking
  • Unlimited check writing

Cost:

  • Click here for a schedule of other fees

Business Checking

Our business checking account is a checking account that will accommodate your business needs.

Requirements:

  • Initial deposit required to open account - $100.00

Benefits:

  • No monthly maintenance fee unless balance falls below $500.00
  • ATM/Debit cards are available
  • Free online and telephone banking
  • Unlimited transactions

Cost:

  • This account will be charged a $6.00 monthly fee plus $.10 per check if the balance falls below $500.00 any day of the statement cycle.
  • Click here for a schedule of other fees

NOW Account

Our NOW account is an interest bearing checking account with unlimited transactions.

Requirements:

Initial deposit required to open account - $500.00

Benefits:

  • No monthly maintenance fee unless balance falls below $500.00
  • Unlimited transactions as long as balance doesn’t fall below $500.00
  • Interest will be compounded monthly and will be credited to your account monthly
  • ATM/Debit cards are available
  • Free online and telephone banking
  • Interest begins to accrue on the business day of deposit

Cost:

  • A service charge of $10.00 and a per-item fee of $.10 will be charged for each check in excess of 20 during a statement cycle. This fee will not apply if you maintain a minimum daily balance of $500.00 during the statement cycle.

Super NOW Account

Our Super NOW account is an interest bearing checking account with unlimited transactions.

Requirements:

Initial deposit required to open account - $1,500.00

Benefits:

  • No monthly maintenance fee unless balance falls below $1,500.00
  • Unlimited transactions as long as balance doesn’t fall below $1,500.00
  • Interest will be compounded monthly and will be credited to your account monthly
  • ATM/Debit cards are available
  • Free online and telephone banking
  • Interest begins to accrue on the business day of deposit

Cost:

  • A service charge of $10.00 and a per item fee of $.10 will be charged for each check in excess of 20 during a statement cycle. This fee will not apply if you maintain a minimum daily balance of $1,500.00 during the statement cycle.

Hi-Fi Money Market Account

Our Hi-Fi account is an interest bearing money market account that allows a limited number of transactions.

Requirements:

  • Initial deposit required to open account - $2,500.00
  • You may make six transfers from your account, but only three may be payments by check to third parties.

Benefits:

  • No monthly maintenance fee unless the balance falls below $2,500.00, or more than 6 withdrawals are made during the month.
  • Interest will be compounded monthly and will be credited to your account monthly
  • Free online and telephone banking
  • Interest begins to accrue on the business day of deposit

Cost:

  • A service charge of $10.00 will be imposed every statement cycle if the balance of the account falls below $2,500.00
  • A per item fee of $2.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a statement cycle.

Hi-Fi Plus Money Market Account

Our Hi-Fi Plus account is an interest bearing money market account that allows a limited number of transactions.

Requirements:

  • Initial deposit required to open account - $20,000.00
  • You may make six transfers from your account, but only three may be payments by check to third parties.

Benefits:

  • No monthly maintenance fee unless more than 6 withdrawals are made during the month
  • Interest will be compounded monthly and will be credited to your account monthly
  • Free online and telephone banking
  • Interest begins to accrue on the business day of deposit

Cost:

  • A per item fee of $4.00 will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of this account) in excess of six during a statement cycle.

 

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